Unlocking the Power of Home Equity: A Path to Achieving Your Dreams

Discover the Hidden Wealth in Your Home Have you been living in your home for a few years? If yes, you’re sitting on a gold mine called home equity. Unsure what that means? Let’s break it down with a simple definition from Freddie Mac: “. . . your home’s equity is the difference between how much […]

Why Experts Predict a Modest Increase in Home Prices in 2024

In today’s real estate market, the fear of falling home prices is a concern shared by many. A recent survey conducted by Fannie Mae revealed that a staggering 24% of people believe that home prices will decline in the next 12 months. If you find yourself among those who share this concern, let’s take a […]

2 Reasons Why Today’s Mortgage Rate Trend Is Good for Sellers

Hey everyone, Patrick here with some exciting insights for all you homeowners out there! I know a lot of you have been on the fence about selling your homes, worried that those pesky high mortgage rates would dampen your plans. But guess what? There’s a light at the end of the tunnel! Remember last October […]

Homeownership Equity: Honoring Dr. King’s Vision for All

Homeownership Equity: Honoring Dr. King’s Vision for All Martin Luther King Jr. Day is a significant opportunity to reflect on the ongoing struggle for equality in various aspects of life, including homeownership for people of color. Dr. King’s legacy is deeply intertwined with the pursuit of civil rights and social justice, which includes economic equality […]

Get Ready To Buy a Home by Improving Your Credit Score

As we usher in the new year, the aspiration of purchasing your own home may be taking root in your thoughts. Embarking on this journey is a momentous decision, and laying a strong foundation early is key. A pivotal element in this preparation is enhancing your credit score.  In this blog I will share with […]

<a>Mortgage Rates Historically Decline in Recessions</a>

Two in three economists are forecasting a recession in 2023, but you don’t need to fear the word recession when it comes to the housing market. Let’s connect so you always have the latest insights as the housing market changes.

Why You Shouldn’t Fear Today’s Foreclosure Headlines

[ad_1] If you’ve seen recent headlines about foreclosures surging in the housing market, you’re certainly not alone. There’s no doubt, the stories in the media can be pretty confusing right now. They may even make you think twice about buying a home for fear that prices could crash. The reality is, the data shows a […]

Think Twice Before Waiting for 3% Mortgage Rates

Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyers experienced a hit to their purchasing power as a result, and some decided to press […]